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May 9, 2022
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May 9, 2022
Categories
Home Buyers
Real Estate Attorney
Real Estate Closing
When do we schedule the closing?
WHEN DO WE SCHEDULE THE CLOSING? We schedule the closing once your lender issues a clear to close. If you are purchasing with cash, we usually
[…]
May 9, 2022
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May 9, 2022
Categories
Home Buyers
Real Estate Attorney
Real Estate Closing Home Buyer Loan
What is TRID?
WHAT IS TRID? TRID is a new lending regulation that took effect in October 2015 and it mandates disclosure of closing fees to buyers at least
[…]
May 9, 2022
Published by
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May 9, 2022
Categories
Home Buyers
Real Estate Attorney
Real Estate Closing Home Buyer Loan
What is the closing disclosure?
WHAT IS THE CLOSING DISCLOSURE? It is a breakdown of all the fees you are charged at the closing.
May 9, 2022
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May 9, 2022
Categories
Home Buyers
Real Estate Attorney
Real Estate Closing Home Buyer Loan
Can I change my lender if I am unhappy with them?
CAN I CHANGE MY LENDER IF I AM UNHAPPY WITH THEM? Yes, but it may delay the closing depending on when you change, and the sellers
[…]
May 9, 2022
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May 9, 2022
Categories
Home Buyers
Real Estate Attorney
Real Estate Closing Home Buyer Loan
What if I do not have a clear to close by my mortgage contingency date?
WHAT IF I DO NOT HAVE A CLEAR TO CLOSE BY MY MORTGAGE CONTINGENCY DATE? First, you need to put pressure on your lender to meet
[…]
May 9, 2022
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May 9, 2022
Categories
Home Buyers
Real Estate Attorney
Real Estate Closing Home Buyer Loan
What is the mortgage contingency date?
WHAT IS THE MORTGAGE CONTINGENCY DATE? This is the final date, as stated in your contract, for your lender to issue a clear to close.
May 9, 2022
Published by
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May 9, 2022
Categories
Home Buyers
Real Estate Attorney
Real Estate Closing Home Buyer Loan
What is the clear to close date?
WHAT IS THE CLEAR TO CLOSE DATE? This term is used by lenders and lawyers and refers to your lender’s unconditional promise to give you a
[…]
May 9, 2022
Published by
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May 9, 2022
Categories
Home Buyers
Real Estate Attorney
Real Estate Closing Home Buyer Loan
What is the mortgage contingency?
WHAT IS THE MORTGAGE CONTINGENCY? This is one of the most important portions of your contract. It is what allows you to cancel the contract in
[…]
May 9, 2022
Published by
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May 9, 2022
Categories
Home Buyers
Real Estate Attorney
Real Estate Closing Home Buyer Loan
What if the home appraises for more than the purchase price?
WHAT IF THE HOME APPRAISES FOR MORE THAN THE PURCHASE PRICE? Great! You do not need to pay more for the house, nor do you need
[…]
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